Umsebenzi kunye nemali ingabangela iingxaki zoMnxila kunye noTywala
Ukubuyela emsebenzini emva kokuhamba kweprogram yobungcali bokusetyenziswa kotywala kunye neziyobisi ngokuqhelekileyo kuyimfuneko enkulu, kodwa ukuqeshwa kunye nokuphathwa kwemali kungabangela ingxaki kubadakwa kunye noomlutha.
Ukuba ufikelele kwinqanaba lokusela okanye ukusetyenziswa kweziyobisi ofunayo unyango lobugcisa, kukho ithuba elihle lokusebenzisa kakubi iziyobisi ukuqhubekela phambili kwinqanaba elichaphazela irekhodi lakho yengqesho.
Ukufumana izidakwa kunye nezilingo zihlala zijongene neengxaki zokudibanisa uxanduva oluhlobene nomsebenzi, ukugcina umsebenzi kunye nokulawula imali.
Iingxaki Ngomsebenzi
Nangona ukubuyela emsebenzini kungakuphucula ukuzithemba kwaye kukunceda ukuba ube noxanduva oluthe xaxa, ukuxhaswa kunye nosapho lwakho, ukubuyela emsebenzini kunganika isethi esitsha yokuvuselela kwakhona abantu:
- Kuphela isenzo sokubuyela "kwihlabathi lokwenene" lomsebenzi kwiprogram yokuhlaziya iindawo zokuhlala kungabangela ingcinezelo enkulu yengqondo.
- Ukwesaba ukungaphumeleli, ukungaphumeleli kwangempela, kunye nokwesaba okufanayo kunokubangela ukulahleka okuthe xaxa.
- Ukuba ubukade usela kunye nabasebenzi basebenziseni emva komsebenzi, okanye uthenge iziyobisi okanye wenza iziyobisi kunye nabasebenzi abasebenzisana nabo, ukubuyela emsebenzini kungabangela ukuba kuqhutywe umonakalo.
- Umsebenzi ngokwawo unokuba nzima kakhulu. Uninzi olunxilisayo kunye nezilutha ezisetyenziselwa ukuba zibaleke okanye zingagudluli emva kosuku oluxinezelekileyo emsebenzini.
Ukusebenzisa izixhobo ozifundileyo
Ukuba unononophelo olulandelelweyo kwiprogram yakho yokubuyisela iprogram, umcebisi wakho uya kukunceda ulungiselele ukubuyela kwingqesho yakho okanye kwimakethi yomsebenzi. Uya kukhunjuzwa kuzo zonke izixhobo ozifundileyo ekuqaleni kokuziyeka ukuba ungayisebenzisa ngokusemgangathweni ubomi bemihla ngemihla ukuze uhlale uphila ngendlela engcolileyo.
Unokuphinda ubuyekeze amanyathelo aholele ekuphinda abuyele kwaye qi ni sekise ukuba awuyi kuwela kuyo nayiphi na into eqhelekileyo yokucinga "echukumisayo". Nangona usebenza, unokuhlala udibanisa nenkqubo yakho yokuxhasa kwaye, xa kuyimfuneko, ukwandisa ukuhamba kwakho kwiintlanganiso zeqela lakho lokuxhasa. Ukubuyela emsebenzini kunokuba nzima, kodwa ngeli nqanaba ekuphumeni kwakho, unayo izakhono kunye nezixhobo zokusingatha.
Iingxaki NgeMali
Ukubuyela emsebenzini kuthetha ukuba uya kuqala ukulawula imali yakho ngokufanelekileyo. Oku kunokuba yingxaki kubaninzi abanxilisayo kunye nezilonda. Ngokuqhelekileyo, abantu abakhuselekileyo ekusebenziseni kakubi iziyobisi basebenzisa kakubi imali. Kwaye ukuba umlutha, ngokukodwa, ukuba nemali kunokubangela ukuba ubuyele ekusebenziseni iziyobisi.
Abaninzi abanomlingo bafika kwinqanaba lokuba nayiphi na ixesha abanemali, bayayisebenzisa ukuthenga iziyobisi. Abanye bafika kwindawo apho baya kuthenga iziyobisi endaweni yokuthenga ukutya okanye ukuhlawula irente. Kwakhona, abaninzi abanxilisayo kunye nabagqwetha banokuwela phantsi kwezinye iimeko zokunyanzelisa izinto ezinokuthi zichaphazele kakubi iimali zabo, njengokungcakaza okanye ukuchitha imali .
Ukulawula Imali Yakho
Ukuba unengxaki yokulawulwa kwemali kwixesha elidlulileyo, umcebisi wakho wokunyamekela uya kuba neengcebiso ngokusekelwe kumava akho angaphambili.
Ngalesi sihlandlo, umcebisi wakho mhlawumbi uyazi kakuhle kwaye uyazi nokuba imali ayiyi kuba yingxaki kuwe xa ubuyela emsebenzini.
Ngokuxhomekeke kwimbali yakho yomntu kunye nokulawula imali, umcebisi wakho unokucebisa:
- Ukuguqula imali yakho kumntu othembelayo (kwaye ngubani ongenzi iziyobisi), njengomlingane okanye umzali.
- Gwema ukusebenzisa okanye ukusebenzisa ikhadi le-ATM.
- Ukufaka imali yakho kwi-akhawunti ukwenzela ukuba uhambe uye ebhanini ukuze uhoxise.
Gwema i-Money Trigger
Ukuba imali ibe yinto ebangela ukuba ubekho ngaphambili, ukubeka imali apho ayifumaneki lula kuwe kungabulumko.
Ukuba kufuneka uye ebhanini ukuze wenze ukutshintshela imali, kuthathe ixesha kunye nokucwangcisa kwaye kunokukunqanda ukuba wenze i-drug impulsively.
> Imithombo :
Isizwe seSizwe sokuLawulwa kweziyobisi. "Indlela yokuCetyiswa kweMithi yokuChengisa iMicrosoft Addiction Treatment: I-Model Colaborative Cocaine Treatment Model."
Isizwe seSizwe sokuLawulwa kweziyobisi. "Iimigaqo zoLonyango lweMithi yoLwaphulo-mthetho: I-Guide Based Based Guide". Kuhlaziywa ngo-2007.