Izigqibo zoBomi zokuNciphisa xa Usizi

Ukuba kunokwenzeka, zama ukuphepha ukwenza ezi zigqibo ngelixa usizi lwakho lutsha

Ukuba usila ukufa komlingane okanye ilungu losapho elisondeleyo, ngoku akusiyo ixesha lezinto ezibalulekileyo zokuphila. Ukufa komntu othandekayo kukunye kweziganeko ezixinzelelekileyo umntu angakwazi ukuzifumana, ngokutsho kwe-Holmes-Rahe Life Stress Inventory.

Ngenxa yokuba umonakalo ngokomzwelo nangokwenyama ukufa kunokubanceda kwabasindileyo, kukude nexesha elifanelekileyo lokuthatha izigqibo ezinzulu.

Ngokukodwa, umntu kufuneka aphephe ukwenza umsebenzi omkhulu okanye utshintsho lwezindlu ngexesha lokulila, ukuba kunokwenzeka. Fumana iinyani kwezi zigqibo kunye nezinye izigqibo onokuzibambezela ngalo mbononongo.

Ukufudukela kwikhaya elitsha

Ukuba ucinga ukuthengisa ikhaya okanye ukuhamba ngenxa yokuba umntu othandekayo ufile, kufuneka ulibazise le sigqibo malunga neenyanga ezintandathu, ukuba kunokwenzeka, ngenxa yezinye izixinzelelo onokuzifumana nazo.

Eyona nto ibalulekileyo, ukufumana indawo entsha, ukuthengisa ikhaya lakho elikhoyo, ukupakisha kunye nokunyuka kwindlu yokuhlala entsha kubonisa ngokubanzi isenzo esikhulu nangaliphi na ixesha. Ukongeza kwinto yokuba ugocekile emzimbeni, ngokwengqondo, ngokwengqondo okanye ngokomoya emva kokulahlekelwa kwakho kwaye sele sele ufanele ufeze imisebenzi emininzi emva kokufa komntu othandekayo, ukufuduka kungabi yinto ofuna ukuyenza kweli nqaku.

Ngelixa kunokuba lunokuzama ukuphuma ekukhumbuleni izikhumbuzo zasemzimbeni wakho othandekayo, ukufudukela kungasayi kuba ngumdla wakho.

Kunokwenzeka ukuba unokujonga imeko yakho yokuphila okanye yemali ngokuhlukileyo emva kweenyanga eziliqela okanye emva kokulungiswa kwempahla yakho. Ngoko, thintela ukwenza isigqibo esinokukhawuleza ukuba unako.

Ukukhupha iMementoes, Keepsakes nezinye izikhumbuzi

Ukuba uke wakwenza ngokukhawuleza ngexesha lomzwelo ngokuthetha okanye ukwenza into oyenzakala ngayo emva koko, kufuneka uthembele ukuba ngoku asiyiyo ixesha lokutsala imimosos, iigcina, iifoto kunye nezinye izikhumbuzo zakho zintanda - nokuba ezi zinto zibangele Usizi kunye nezinyembezi ngelixa usizi lwakho luvakalelwa kakhulu.

Emva kokuba "ikhutshwe kwinqanaba" kwaye ithatyathwe, ezi zinto ezingenakwenzekayo phakathi kwakho nomntu omthandayo ziya kulahleka kuwe ngonaphakade . Ngako oko, umele ulibazise ukuphonsa ngaphandle naziphi na izinto ezidibene nomntu wakho othandekayo njengoko usihlungu. Ekuhambeni kwexesha, mhlawumbi inyanga ezintandathu okanye ngonyaka, unokuziva uhlukile njengoko uqala ukuguqula ubomi emva kokulahlekelwa ngumhlobo wakho. Okona kuncinci, uya kuziva ulungele ngakumbi ukuhamba kwexesha ukuvavanya into enqwenela ukuyigcina nento ofuna ukuyifaka.

Ukuba awukwazi ukunyamezela ezi zikhumbuzo zomzimba okwangoku, khawucinge ngebhokisi kunye nokuzigcina kwigumbi lokugcina, igaraji, isiseko, indlu yomngane okanye kunye neyunithi yokugcina yokuqashisa ukuba uyisuse kwindawo yakho yokuhlala.

Ukutshintsha Umsebenzi Wakho

Ngelishwa, ishishini lihlala lihluleka ukuphendula njengoko abasebenzi bacinga ukuba bafanele xa bebuyela emsebenzini emva kokufa komntu othandekayo. Kaninzi, izikhalazo ezininzi zifumana ukubuyela emsebenzini nzima kwaye zicinga ukuyeka, ukufumana umsebenzi omtsha okanye ukuguqula imisebenzi.

Nangona iimeko ezininzi zinokufaka isandla kule ntliziyo, kufuneka uzame ukuyeka ukuyeka umsebenzi wakho, ufuna umqeshi omtsha okanye utshintshe umsebenzi wakho ubuncinane ngeenyanga ezintandathu. Kwakhona, ngelixa intlungu yakho ivakalelwa kakhulu, mhlawumbi ungazicingi "ngokuqhelekileyo" ngoku ngoku ngenxa yokuphakama kwakho, isimo sengqondo esifanelekileyo.

Ngoko ke, xa unesithuba esithile sokulungelelanisa nokulahlekelwa kwakho, unokuhlaziya kwakhona ukuba ngaba umqeshi / umsebenzi wemisebenzi uyenza ingqiqo yokuba uqhubeke phambili.

Iinguqu ezinkulu kwiiMali zakho

Kubantu abaninzi, ukufa komntu othandekayo kubakhokelela kumntu osindileyo ukuba athathe uxanduva oluninzi, kuquka nemicimbi yezemali okanye yemali. Ngokomzekelo, abahlolokazi okanye abahlolokazi, abanokukwazi ukulinganisela i-checkbook kuba amaqabane abo ahlala ephethe "imali." Ngamanye amaxesha, banokufuna ukufumana umsebenzi okanye ohlawula phezulu.

Abasandul 'ukutshabalala nabo kufuneka balwe neakhawunti yekhadi lekhredithi, iimali-mboleko okanye iinkqubo zomshuwalense wabo othandekayo.

Kuyafana nokutshala imali kunye neakhawunti yomhlalaphantsi. Kufuneka ubaleke ukwenza nayiphi na izigqibo ezinkulu zezemali ubuncinane kwiinyanga ezintandathu, ukuba kunokwenzeka.

Intlungu inokuziva iphela kwaye ingenakukhunjulwa, ngoko kulula ukuqonda umnqweno wokulula ubomi imeko yakho ngoku. Oku kuthethi, mhlawumbi ungacingi ngokucacileyo emva kokufa kwaye ukwenze ukwesaba mhlawumbi kungengqiqo. Ukuthengisa ikhaya lakho, umzekelo, kunokunceda ubaleke kwizikhumbuzo zomntu obathandayo, kodwa ukuhlala apho kunokubonisa ukuba luncedo kakhulu kwixesha elide. Ngokufanayo, ukugcina ii-akhawunti zekhadi zekredithi okanye i-automobile nge-link ye-lender kunokukunceda ukuba ufake i-credit card yakho ngokukhawuleza.

Ukuba awukwazi ukulibalazela isigqibo esiphezulu soBomi

Nangona kukho iingcebiso ezingentla, nguwe kuphela owaziyo iimeko ezizodwa ozijongene nayo ngoku emva kokufa komntu wakho othandekayo. Ukuba ukubambezeleka kwesigqibo esithile sokuphila kwiinyanga ezintandathu ukuya kunyaka kubonakala kungenakwenzeka, ngoko kufuneka uqale uxoxe ngento kunye nomhlobo othembekileyo okanye othembekileyo. Ngokuqhelekileyo, ukuthetha nje nomntu onomdla wakho entliziyweni kunokukunceda ukuba ube nombono ongcono ngakumbi, mhlawumbi unokukunceda ukuba uqaphele ukuba le nto ingxamisekileyo kunokuba ivakalelwa kuwe.

Yaye ukuba ucinga ngento eyakuchaphazela imali yakho, unokuxubusha naye nomhlobo othembekileyo okanye ufihliweyo kodwa kufuneka ufune uluvo lomcebisi wezemali oqeqeshiweyo.

Ukongeza, zibuze ukuba kukho enye indlela ongenza isigqibo esiphendululwayo ngoku. Ngokomzekelo, endaweni yokuthengisa ikhaya lakho ngenxa yokuba ufumana izikhumbuzo zomntu obathandayo obuhlungu kakhulu, ngaba unokuhlala kwenye indawo ixesha elithile, njengehotele, indlu okanye nomhlobo okanye isihlobo?

Ngaba unokurenta ikhaya lakho kumntu okwethutyana? Ukuba umsebenzi wakho uzive ukhulu, ngaba unokulungela ukuthatha ikhefu lokungabikho kunokushiya okanye mhlawumbi utshintshe amaxesha okuqala / okuphela kweeveki ezimbalwa? Kunokuba uvale iakhawunti zezimali ngenxa yokuba ungeke ukwazi ukujongana nayo yonke into ngoku, ngaba umhlobo othembekileyo okanye ilungu lentsapho unokukunceda ukuba ulawule okanye ulandele yonke into ecacileyo kwiinyanga ezimbalwa?

Into ebaluleke kakhulu ongayenza kukunyamekela wena xa ususizi. Usizi ngumsebenzi onzima kwaye uthatha uqobo ngokwenyama, engqondweni, emoyeni nangokomoya kwimizimba yethu, iingqondo kunye neentliziyo. Ngelishwa, i-adage endala yokuba "ixesha lokuphilisa onke amanxeba" aliyinyaniso emva kokufa komntu osondeleyo. Esikhundleni saloo nto, ngokuthe ngcembe sifana nokulahlekelwa ngumntu othandekayo ebomini bethu obutsha kwaye sifunde ukuhlala kunye nenqabileyo entliziyweni yethu, kodwa asizange simlibale ngokwenene umntu ofe.

Okwangoku, kholosa ukuba ekugqibeleni uza kufinyelela kuleso sizwe, kwaye uzame ukuphepha ukwenza zonke izigqibo zobomi ngokukhawuleza ngelixa usizi lwakho luvakalelwa kakhulu.