Mhlawumbi Uya kufuneka i-SR-22 Ininshurensi
Ukuba unetyala lokushayela utshitshwenyelo , ininzi i-inshurensi yemoto ye-inshurensi yemoto iya kukwenyuka ubuncinane iminyaka emithathu kwaye mhlawumbi uya kufunda kwizinto ezininzi nge-SR-22.
Ingakhathaliseki ukuba urhulumente wakho ubiza ukuba uqhube ngaphantsi kwefuthe, uqhuba okanye uqhuba isithuthi ngelixa utyunjwe nantoni na kwezo ziphoso, amathuba akho ama-inshurensi akho aya kunyuka ngaphambi kokuba uvunyelwe ukuqhuba kwakhona.
I-SR22 Imithetho Yomshuwalense ixhaswa nguRhulumente
Izigwebo malunga nokushayela utshwala ziyahluka ukusuka kummandla ukuya kummandla, kodwa kuzo zonke iinkalo, ukuba unetyala lokuqhuba umqhubi, amalungelo akho umqhubi uya kumiswa ubuncinane iintsuku ezingama-30 ukuya kunyaka owodwa, kwimeko yokuqala.
Kwiindawo ezininzi, ukuba ufumane ilayisenisi yakho yokuqhuba kunye namalungelo, uya kufuneka unikeze i-arhente yelayisenisi ngefom ye-SR-22, ebonisa ukuba unomshuwalense wenkokhelo yemoto. Ngaphansi kwemithetho ye-SR-22, inkampani yomshuwalense iyadingeka ukuba yazise i-arhente yelayisenisi, ngokuqhelekileyo isebe lezithuthi, ukuba umgaqo-nkqubo unqanyulwe, unqanyulwe okanye uphelile.
IiNkcazo zakho zeInnshurensi ziyakwazi ukuhamba kathathu
Xa uhamba kwiziko lakho lomshuwalense we-auto ukuze ufumane ifom ye-SR-22, inkampani yakho iya kukuqwalasela "umqhubi ophezulu" kunye nokwandisa iiprimiyamu zakho ze-inshorensi. Oku kuyinyani ngokukodwa ukuba ubekade "kwiklasi ekhethiweyo" okanye ufumene izaphulelo zokuqhuba ngokukhuselekileyo.
Ukuba unetyala lokushayela ngokutsha, ii-premium zomshuwalense zomshuwalense zinokuphinda ziphindwe kabini, kwaye kwezinye iindawo, ziphindwe kathathu. Unokufuna ukuthenga ngeenxa zonke; ezinye iinkampani zixhomekeke kwimigaqo-mngcipheko ophezulu.
Akukho onke amaNkampani enikela nge-SR-22 Iinkqubo
Ezinye iinkampani zomshuwalense azinikezeli iinkqubo zomshuwalense we-SR-22. Ukuba unetyala lokushayela utshitshisi kwaye inkampani yakho ayinikezeli i-SR-22, inkampani iya kuhoxisa okanye ingayi kuphinda ihlaziye umgaqo-nkqubo wakho okhoyo.
Uya kufuneka ufumane enye inkampani enikezela nge-SR-22 kwaye xa uyenzayo, unokubheka iirhafu zakho eziphakamileyo ngenxa yoko uya kuba nokukhansela kwimbali yakho yamabango.
Amanye amazwe anemithetho evimbela iinkampani zomshuwalense ukuba zikhansele imigaqo-nkqubo phambi kokuba iphela liphele, nokuba ngaba ulahlwa yintlawulo yotywala . Hlola imithetho kwilizwe lakho.
Ixesha lakho liza kukhula njani?
Kwakhona, imithetho iyahluka ukusuka kummandla ukuya kwimeko, kodwa ngokuqhelekileyo, ukukholelwa kokuqhutyiswa kweloliwe kuyakuphazamisa isimo sakho se-inshorensi ubuncinane kwiminyaka emithathu kwiindawo ezininzi kwicala lokuqala. Ngeenkolelo ezilandelayo, ubude bexesha lide kakhulu.
Amaninzi amaninzi ngoku sele atywala imigaqo yokuqhuba imoto ebonelela "iimeko" ezikhethekileyo, njengokuba umntu enzakele, ukuba umntwana wayesemotweni, ukuba igazi lakho lugxininisekisa utywala lwedlule okanye liphantsi kweminyaka engama-21. ngexesha lokubanjwa kwakho.
Ngokomzekelo, kuwo onke ama-50 athi, i-blood concentration ye- alcohol .08 yinqanaba elijongwe ngokusemthethweni. Kodwa kwi-40 ithi, izigwebo zesigwebo se-DUI ziphindwe kabini xa umqhubi ebhalisa "izinga eliphezulu" leBAC (ngokuqhelekileyo ngaphezulu .15 okanye .20).
Ungakuphepha njani ukunyusa amaxabiso?
Ukwenyuka kwamazinga e-inshurensi yemoto kuphela kudlala xa ufuna ukuba amalungelo akho aqhubiwe.
Unokuziphepha ezo ndleko ezongezelelweyo ngokuhamba okanye ukuthatha izithuthi zikawonkewonke. Amaqela ambalwa aqhubeka avumela ukusebenza kwe-mopeds ngaphandle kwelayisenisi.
Nangona ungenayo isithuthi, kodwa unqwenela ukuba akho amalungelo okuqhuba ngokutsha emva kwe- DUI ukukholelwa , ufanele unikeze ifomu ye-SR-22 ngokuthenga umgaqo-nkqubo ongeyena mnikazi. Ngamanye amagama, kuya kufuneka uthenge i-inshurensi kwimoto ongeyena.
Indlela efanelekileyo yokukhusela iindleko ze-inshurensi zonyuka zilula. Musa ukuhamba emva kwevili ngelixa utywala. Sebenzisa umqhubi otyunjweyo. Biza iteksi. Kubi kakhulu ekuhambeni kwexesha.
Imithombo:
I-inshorensi yeSiqinisekiso soKhuseleko. Imithetho ye-DUI / DWI "ngoJanuwari 2017.
Urhulumente waseAlaska. ISebe leZithuthi. "I-SR-22 Iinkcukacha Zomshuwalense" 2017.
Insure.com. "Indlela inkolelo ye-DUI ithintela ngayo i-inshurensi yakho." NgoDisemba 13, 2006.