Icandelo 8 loLuchungechunge lweziNcedo zoKhubazeka kweengxaki zempilo yengqondo
Izibonelelo zokukhubazeka Ingxenye 8 (Isinyathelo sokugqibela) - Ziziphi iinzuzo zokukhubazeka ongazifumanayo?
Ukuqhubela phambili kwingxoxo yethu yezibonelelo zokukhubazeka (jonga uluhlu lwamagama angezantsi) ngumbuzo obalulekileyo ohlala njalo. Yintoni eya kuba yixabiso leenzuzo zakho ukuba isicelo sakho siphumelele? Iyintoni inani leedola ongayilindela ukuba lihlawulwe ngenyanga?
Uza kufumana phi unyango lwezokwelapha? Ngaba zikhona ezinye iinkonzo eziza kufumaneka? Ngenxa yeendleko ngexesha kunye nokukhungatheka, ngaba kubuyiselwa imali ekutyala imali? Impendulo kule mibuzo iya kuxhomekeka kakhulu kwiimeko zakho ezithile.
Inkonzo Yokhuseleko Lokukhubazeka KweNtlalo (SSDI)
Isixa sokukhubazeka oza kufumana kwi-SSDI sisekelwe kumvuzo oqhelekileyo owenze ngawo ubomi bakho. Ayinakuqwalasela indlela ukukhubazeka kwakho kwenzeka ngayo, okanye umvuzo wakho wekhaya. Ngo-2016, ukukhubazeka okuqhelekileyo kwakuyi-1,166 yeenyanga kunye nenzuzo yokukhubazeka ephezulu ye-$ 2,639 ngenyanga. Unokuphonononga imbali yengeniso yakho kwiNkcazo yoKhuseleko lweNtlalo oyitholayo ngonyaka okanye ungaqhagamshelana noLawulo loKhuseleko loLuntu kule nkcazelo. Amalungu osapho lwakho (umlingane kunye nabantwana) banokufumana izibonelelo. Emva kokuba ufumene izibonelelo zokukhubazeka iminyaka emibini, uya kufaneleka kwi-Medicare.
Ingeniso yeNkxaso yoKhuseleko (SSI)
Ukuba uhlangabezana neziqinisekiso zezokwelapha zokukhubazeka, kodwa awuhlangabezananga neemfuno zengeniso, kufuneka ufaneleke kwi-SSI, eyenza iintlawulo zenyanga ngenyanga kubantu abanemivuzo ephantsi kunye nezibonelelo ezimbalwa. Iintlawulo zenyanga zokukhubazeka ze-SSI ziyahlukahluka ngokusekelwe kwimali yakho engenayo kunye nemithetho kwilizwe lakho.
Ezinye iintlawulo zokukhubazeka ezifana neenkonzo zentlalo kunye nezitampu zokutya ziyafumaneka kwezinye iindawo kulabo abafumana i-SSI. Iofisi yakho yokhuseleko yezenhlalakahle yendawo inokunika iinkcukacha malunga neenkonzo ezifumanekayo kuwe; bangafaka izinto ezifana nokuncediswa kwezindlu nokuthutha.
Ngokuqhelekileyo abo bafanelekayo kwi-SSI nabo banelungelo lokufumana izitampu zokutya, kodwa uya kufuneka ugcwalise isicelo.
Uxilongo
Kwininzi yamazwe, i-Medicaid iyafumaneka kulabo abafanelekayo kwi-SSI. Uya kuphinda ufuneka ukuba ufake ifowuni yesicelo esongezelelweyo. Ngokungafani ne-Medicare, iinzuzo zeMedicaid ziqala ngexesha elifanayo nezibonelelo zokukhubazeka. Ukongezelela, amaninzi amabakala aya kuhlawula premium yakho ye-Medicare xa ufanelekile kule nkonzo.
Ukuqonda iiNzuzo zokukhubazeka - Iingqungquthela
Xa kuqwalaselwa izibonelelo zokukhubazeka, luncedo kakhulu ukufunda kulo lonke uchungechunge ukuze uqonde inkqubo enzulu. Unokuba nemibuzo kuleluhlu ofuna ukuba uphendule ngokukhawuleza, kodwa nceda ubuye kamva ufunde malunga nezinye izinto ezixhalabisayo kunye nemibuzo. Abantu abaninzi badikibala xa bebaleka kwiinkqubo ngenxa yokunqumla okanye bajonga enye yale mibuzo ebalulekileyo.
- Andikwazi Ukubamba Umsebenzi! Ndenze ntoni? - Intshayelelo yezibonelelo zokukhubazeka kubantu abaneemeko zempilo yengqondo kunye nempilo.
- Yintoni ukukhubazeka? - Eli nqaku lichaza inkcazo ebanzi yento ekuthethwa ngayo ukukhubazeka.
- Ngaba Ndiyakulungelelanisa Izibonelelo Zokukhubazeka? - Eli nqaku lichaza ngokubanzi iinkcukacha ezifunekayo ukuze kufumaneke izibonelelo zokukhubazeka. Ukuze ufaneleke ukuba ufanele uqwalasele ukuba imeko yakho imbi kangakanani kwaye nokuba awukwazi ukwenza umsebenzi wakho wangoku okanye omnye umsebenzi ngaphakathi kwintlupheko yokukhubazeka kwakho.
- Ngaba i-Bipolar Disorder Isimo esifanelekileyo seNzuzo yokukhubazeka? - Abantu kunye neengxaki ze-bipolar bafaneleke njani ngokufanelekileyo ukukhubazeka?
- Ndiqala njani isicelo sam sokukhubazeka? - Ukuba ukholelwa ukuba unokufanelekela ukukhubazeka ngenxa yesimo sempilo okanye yengqondo, yintoni isinyathelo esilandelayo? Uqala phi?
- Ziziphi iinkcukacha kunye nePhepha endiyidingayo? Iifomu, iifom kunye nezinye iifom. Ziziphi iifom ozifunayo ukuzalisa kwaye zeziphi iimpepha oza kuzifuna ukuba uzalise inkqubo yokufaka isicelo?
- Kuya kuthatha ixesha elingakanani ukufumana izibonelelo zokukhubazeka? - Emva kokugqiba zonke iifom kwaye unikezele onke amaxwebhu afanelekileyo, kuthatha ixesha elingakanani ukuva ukuba ufanelekile?
Amanyathelo alandelayo
Izibonelelo zokukhubazeka zingadideka nangona uvakalelwa kakuhle. Buza umhlobo okanye ilungu lentsapho ukuba likuncede ukuba ujikeleze le nkqubo, okanye ufumane umntu kummandla wakho okanye iqela lokuxhasa onokubolekisa isandla kwaye wabelane ngentshiseko yakho. Kukho amaxesha apho kubonakala ngathi akunakwenzeka ukufika khona, kodwa abantu abaninzi bayakwazi ukuyenza ngokusebenzisa inkqubo kwaye bafumane inkxaso abayidingayo.
Emva kokuhamba kulolu chungechunge mhlawumbi unemibuzo emininzi. Unokufisa ukuqala ngezi mpendulo kwimibandela engama-61 malunga neenkonzo zokukhubazeka kwezentlalo.
Kwaye njengesikhumbuzo sokuba kuthatha ixesha lokuhamba le nkqubo kulungile, jonga ezi ntlobo ezi-5 ezifanelekileyo ze-SSDI.
Imithombo:
Ulawulo loKhuselo loLuntu. Ukufaka isicelo kwiZibonelelo zoKhubazeka koKhuseleko loLuntu. 05/30/16. http://blog.ssa.gov/applying-for-social-security-disability-benefits/